EDUCATION&nbsp;CENTER

Tax planning or tax efficiency is the process of arranging your financial affairs in order…

Why Do We Pay Taxes?

Taxes are a necessary part of our society, but do you ever stop to wonder why? In this article, we’ll take a look at the history of taxes and how they’ve evolved over time.

Personal Finance Vocabulary

When it comes to the vast vocabulary of personal finance, some of the terms may go over your head. In this article, we provide an extensive glossary broken-down alphabetically to define each term.

What is Health Insurance? How Does it Work?

In this guide, we’ll break down everything you need to know about health insurance, including what it is, how it works, and the different types of plans available.

Personal Finance Vocabulary

When it comes to the vast vocabulary of personal finance, some of the terms may go over your head. In this article, we provide an extensive glossary broken-down alphabetically to define each term.

What is The Importance of Estate Planning?

Learn about the importance of estate planning and why it’s something everyone should consider.

Personal Finance Vocabulary

When it comes to the vast vocabulary of personal finance, some of the terms may go over your head. In this article, we provide an extensive glossary broken-down alphabetically to define each term.

How to Pay off Debt the Methods Most Do Not Know About!

Are you tired of feeling like you’re stuck in a debt spiral? Learn about four different methods for paying off your debt that you may not have considered.

Personal Finance Vocabulary

When it comes to the vast vocabulary of personal finance, some of the terms may go over your head. In this article, we provide an extensive glossary broken-down alphabetically to define each term.

What Are The Major Areas of Financial Planning?

Financial planning is an important part of ensuring financial security for the future. It involves…

Why Managing Your Debt Is Important

Managing your debt is one of the most important things you can do to ensure…

What is Tax Planning/Tax Efficiency?

Tax planning or tax efficiency is the process of arranging your financial affairs in order…

Creating a Financial Plan: The Ultimate Guide

Creating a financial plan involves calculating your current income and expenses, setting financial goals, making…

Why is Budgeting Important?

Budgeting is important for a number of reasons, including that it can help you stay…

How To Create a Financial Plan

Want to get on track for your future? Here’s how to create a financial plan that will work for you!

The Psychology of Personal Finance

Do you know what really drives your financial behavior? Learn about the psychological factors that play a role in personal finance.

Personal Finance Vocabulary

When it comes to the vast vocabulary of personal finance, some of the terms may go over your head. In this article, we provide an extensive glossary broken-down alphabetically to define each term.

Why Managing Your Debt Is Important

Managing your debt is one of the most important things you can do to ensure…

What is Tax Planning/Tax Efficiency?

Tax planning or tax efficiency is the process of arranging your financial affairs in order…

Why is Budgeting Important?

Budgeting is important for a number of reasons, including that it can help you stay…

Why Do We Invest? The Importance of Investing

Investing can seem confusing, but it’s an important step in growing your wealth. Here are some reasons why you should invest today!

Personal Finance Vocabulary

When it comes to the vast vocabulary of personal finance, some of the terms may go over your head. In this article, we provide an extensive glossary broken-down alphabetically to define each term.

Learn More About Our
Financial Planning Process At NGFP

Financial Planning

Putting all the pieces together to help you clarify your goals and turn them into your reality. We believe that financial planning is an ongoing and collaborative process to help maximize the odds of accomplishing the things that are most important to you, and not just a 300 page binder of charts & graphs that you don’t know what to do with or an investment product to sell.

Investing

Stop aimlessly chasing performance, and start actually working towards your goals with a portfolio that is aligned with your financial plan. Our approach is broadly diversified, low cost, tax-smart, research-backed, and easy to understand. No account minimums or hidden costs.

Tax Planning

Effective tax planning strategies such as shifting the timing of income and deductions, taking a thoughtful approach to equity compensation, or using tax-efficient investments and account types can all help ensure that you’re maximizing your after-tax income. We’ll stay on top of the evolving tax code so that you don’t have to.

Cash Flow & Debt

Managing monthly spending along with repaying debt like credit cards or auto loans can be challenging, especially for those with variable income streams because of bonuses or commissions. We can help find ways to smooth things out, along with reviewing related topics like credit scores and liquidity of your assets.

Estate Planning

This critically important area is overlooked far too often, especially by those who think that they aren’t wealthy enough or old enough to need an estate plan. We’ll help review your beneficiary designations, assess the need for documents such as wills or trusts or powers of attorney, optimize asset titling, and address any other estate concerns in collaboration with your estate attorney.

Insurance

Financial planning isn’t just about building wealth, it’s also about protecting what you’ve built. We’ll review your current insurance policies such as life, disability, health, long term care, homeowners, umbrella, and auto to ensure that you have appropriate coverages at fair rates. As a fee-only financial planning firm, we never sell insurance ourselves and we make objective assessments to give recommendations that are in your best interest.

Student Loans

For many young professionals, massive student loans feel like an enormous burden that they’ll never be able to escape from. Your student loans don’t have to put a hold on the rest of your life plans! We’ll help you navigate all of the options for refinancing, enrolling in income-driven repayment plans such as PAYE or ICR, and applying for forgiveness programs like PSLF in a way that makes sense within the context of your broader financial plan.